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AUTO INSURANCE COVERAGE
 
Bodily Injury Liability: Provides coverage for injuries the policyholder causes to someone else.

Medical Payments or Personal Injury Protection (PIP): Provides coverage for treatment of injuries to the driver and passengers of the policyholder’s car.

Property Damage Liability: Provides coverage for damage the policyholder causes to someone else’s property.
Collision - Provides coverage for damage to the policyholder’s car from a collision.

Specified Cause of Loss: Coverage that is an alternative to Auto Comprehensive coverage. This coverage applies only for losses caused by the perils listed, as compared to the “all-risk” nature of comprehensive coverage.


Comprehensive: Provides coverage for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.

Uninsured Motorists Coverage: Provides coverage for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Rental car reimbursement: This coverage helps pay the cost of renting alternate transportation if your auto is disabled in an accident for more than 24 hours.

Emergency Road Side Assistance: Provides protection for problems that are not typically handled by your auto insurance, such as: being locked out of your car, having a dead battery re-charged, inflating a flat tire, or filling an empty gas tank.
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