Injury Liability: Provides coverage for injuries the policyholder
causes to someone else.
Medical Payments or Personal Injury Protection (PIP): Provides
coverage for treatment of injuries to the driver and passengers
of the policyholders car.
Property Damage Liability: Provides coverage for damage
the policyholder causes to someone elses property.
Collision - Provides coverage for damage to the policyholders
car from a collision.
Specified Cause of Loss: Coverage that is an alternative
to Auto Comprehensive coverage. This coverage applies only for
losses caused by the perils listed, as compared to the all-risk
nature of comprehensive coverage.
|Comprehensive: Provides coverage for damage to the policyholders
car not involving a collision with another car (including damage
from fire, explosions, earthquakes, floods, and riots), and theft.
Motorists Coverage: Provides coverage for costs resulting
from an accident involving a hit-and-run driver or a driver
who does not have insurance.
car reimbursement: This coverage helps pay the cost of renting
alternate transportation if your auto is disabled in an accident
for more than 24 hours.
Road Side Assistance: Provides protection for problems that
are not typically handled by your auto insurance, such as: being
locked out of your car, having a dead battery re-charged, inflating
a flat tire, or filling an empty gas tank.